Personal service in Garant-Invest Commercial Bank (JSC) for the individuals is provided within “PRIVATE BANKING” Program: it is a set of financial and other services for wealthy clients that ensures reliability, stability and convenience.

For the wealthiest and most demanding clients, individuals who require personal banking service, Garant-Invest Commercial Bank (JSC) offers classic banking services at the higher quality client service level under individual rates and using personal approach.

In scope of this program, the Bank offers high quality personal service under individual rates:

• Private banking services

• Special deposit account (amounting to 10 mil rubles minimum)

• Banking cards

• Investment banking services

• Trust management of assets and real estate

• Transactions with securities

• Nonfinancial services

• Information services

• Legal services

If the Client becomes a member of this program, he or she will be provided with the following services:

• Assignment of personal manager

• Personal service terms, issue of documents for the Client

• Services in the special office premises, manager visiting the Client’s office

• Representation of the Client’s interest in the other credit and financial institutions, including abroad, during negotiations with partners and investors

• Membership in “Partnership” program

• Solving of complicated and outstanding issues

• Other value added services

Our principles:

• Total confidentiality and security

• Personal service and promptitude

• Conservatism and risk minimization

• Business transparency

• High qualification of employees

• Reliability and warranties

• Readiness to solve complicated and outstanding issues

• Trustworthy long-term relations